So why Bicycle Victoria?
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Already have insurance elsewhere? Membership can still be useful for you.
So you have private health insurance and TAC, why do you need Bicycle Victoria Membership?
Membership is designed to complement other insurance covers as no insurance policy covers everything, especially when you take into account excesses and waiting periods.
An Example of how different insurances work together
After Lucy had a bike accident she was referred onto a physiotherapist to assist with repairing the damage to her lower back. She attended 12 sessions with her physio.
Physio costs: 12 x $100(session fees) = $1200
Private Health coverage: $500 per. year @ 70% of cost
Private Health Pays: $500 of $850 entitled
Bicycle Victoria Membership pays: $7,500 per claim @ 85% of cost
Remaining fee = $700
Bicycle Victoria Membership pays: $595
There will always be some overlap but you cannot choose what kind of accident you have or what kind of injuries you suffer or what injury you cause to someone else or damage to their property.
Learn more about the insurance benefits of Bicycle Victoria