Summary of Insurance covers
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Accident Insurance coverage for Bicycle Victoria Members
| Injury/damage type Accident type/ fault |
Personal Injury to member (self) | Personal Injury to other | Property Damage to other | Property Damage to member# |
|---|---|---|---|---|
| Bicycle/Motor Vehicle bike at fault |
TAC covers member* | TAC covers other | 3rd Party property (eg panel beating) through Bicycle Victoria | House & Contents Insurance. CycleSafe Home |
| Motor Vehicle/Bike motor vehicle at fault |
TAC covers member^ | TAC covers other | Motor Vehicle's problem | Legal Service Maurice Blackburn |
| Bike alone or with other member at fault |
BV Personal Injury covers member | BV 3rd party personal injury covers other (eg hit pedestrian) | 3rd Party Property (e.g caused pedestrian to drop computer) through Bicycle Victoria | House & Contents Insurance. CycleSafe Home |
| Bike / other (bike, pedestrian, animal etc) other at fault |
BV Personal Injury covers member | BV 3rd Party Personal Injury covers other | Other person's problem | Legal Service Maurice Blackburn |
^ Motor Accident Authoriry (MAA) covers Member, if accident occurs with a NSW registered motor vehicle.
* Find out how other State and Territoiry bodies work.
# Members participating on a Bicycle Victoria Paid Event are covered for Theft and Damage to their property.
All information provided is subject to the conditions of the policy wording