2. Why choose CycleSafe Home™?

As a Bicycle Victoria Member, you already have Australia’s premium bike crash insurance. This means you’re already covered for injuries you may suffer, injuries you may do to someone else, damage you may do to someone else’s property, and for theft, loss and damage on our Great Rides (subject to the terms and conditions of the policy).

But crash insurance alone isn’t enough to cover your bike itself from loss or damage.

What is CycleSafe Home™?

With our partners IHGroup, Bicycle Victoria now offers members CycleSafe Home™ Insurance.

CycleSafe Home™ is a home and contents policy designed to cover accidental loss and damage to your house or flat contents—especially your bike.

Bicycle Victoria has spent years listening to our members, and learning exactly how loss and damage is most likely to occur. CycleSafe Home™ is designed by Bicycle Victoria in conjunction with IHGroup. We know what’s important to cyclists Australia wide. Part of every premium comes back to us, so we can continue our mission of More People Cycling More Often.

Why use CycleSafe Home™?

• With CycleSafe Home™, your contents are automatically covered so you don’t need two policies. You can simply cancel your existing contents policy, and let CycleSafe Home™ look after all your personal belongings.

• CycleSafe Home™ also includes $30 million of liability coverage. This protects you if someone sues you for injuring them or damaging their property. CycleSafe Home™ gives you peace of mind.

• CycleSafe Home™ can also cover your house. With one policy to cover your contents, building and bike—CycleSafe Home™ makes everything simple.

What does CycleSafe Home™ cover?

• Accidental loss or damage contents insurance underwritten by one of Australia’s largest insurers (QBE Insurance Australia)
• Damage to your bike

• When it’s someone else’s fault, like if a motorist goes through a stop sign and runs over your bike

• When it’s your fault

• When you aren’t riding, like if you drive into the garage with the bike still on the roof rack

• When you’re in transit (but not permanent removal or removal to storage)

• Vandalism, when someone damages your bike when trying to steal it

•Wherever your bike is stolen: home, work or at the shops

• Theft

• Overseas

• When away from Australia and New Zealand on a holiday of up to three months, your bike (or the bike you buy overseas) is covered

• Public liability of up to $30 million

FAQs about CycleSafe Home™

Case Study 5

Stephanie was in training for Around the Bay in a Day when a motorist ran into her bike. Luckily, she was OK, but her bike had a bent frame, bent forks and a buckled wheel. She was able to replace her bike in time for the ride.

‘Thank goodness for CycleSafe Home™. I knew the motorist was in the wrong, but he is disputing fault. I wouldn’t have been able to afford a new bike without my CycleSafe Home™ insurance. This year in Around the Bay in a Day, I beat my previous best time. I love my new bike.’